Paycheck Budgeting

In conjunction with my Paycheck Schedule, I use my paycheck budgeting worksheet to try to… you guessed it, budget for each paycheck. 

I write down what bills need to be paid using that paycheck and what other categories I need to put back money for, like gas, groceries, etc.  I get cash out of the bank for those instead of using a credit/debit card.  I find I’m more cautious of how much I’m spending when I have to pay in cash versus using a credit/debit card. A copy of my Paycheck Budgeting worksheet is available in my ETSY store.